The Bankruptcy Abuse Prevention and Consumer Protection Act

The Bankruptcy Abuse Prevention and Consumer Protection Act Order Description it is mainly about Business Law. Prior to the passage of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, it was relatively easy for debtors to be relieved of much of their debt by declaring bankruptcy. It was so easy in fact many people actually made filing for bankruptcy part of their financial plan. In other words, debtors would "plan" to declare bankruptcy at a particular time to escape paying back people who had loaned them money. In a 500+ word short paper discuss the ethics of this type of financial planning. Was it okay as long as you followed the law? Since bankruptcy in allowed by the U.S. Constitution is the new law making it harder to declare even constitutional? Why or why not?