Virtues (character traits) that you think are most important in our personal lives and in our business affairs

  What are two or three virtues (character traits) that you think are most important in our personal lives and in our business affairs, and explain why you selected those? In your opinion, how are character traits formed and conditioned? Can virtue be taught? Why or why not? What is/are the source(s) of your virtues? How did you acquire them, and how have they developed over time?