What Type of Insurance is Best for You and Why?
Aetna Insurance Plan Descriptions
https://www.aetna.com/health-guide/hmo-pos-ppo-hdhp-whats-the-difference.html
Bentley University Medical Plans for Faculty and Staff
https://www.bentley.edu/offices/human-resources/medical-plans
Consult the lecture notes and the link above links and decide (and justify):
1. Which of the plan types described on the Aetna web site would be the best value for someone in the USA who:
a. Has a chronic health issue that requires them to see a specialist in another state at least twice a month
b. Has no ongoing medical issues and only expects routine primary & emergency care
2. Which of Bentley University’s Medical Plan offerings would be the best value for someone in categories a and b described above.
3. If you could change one of Bentley’s insurance options, which would you replace and what type would you put in its place and why? (…or … defend keeping Bentley plan choices the way they are).
4. What would you choose for yourself if you were starting a new job at Bentley right after graduation?
5. What would you choose if you were 30 years old and starting a family.
6. If you ran your own business that provided health insurance to employees, what types of plans would you offer your full-time employees (you can include any of the plan types we discussed in class)?
Explain your choices.