THE FEDERAL TRADE COMMISSION” and “THE CONSUMER FINANCIAL PROTECTION BUREAU”

Address, at a minimum, the following: -The legal protections afforded to consumers by these bodies -The rules/laws/regulations that these bodies apply/enforce to provide those protections -The steps that are taken to investigate/enforce violations of consumer rights -The penalties that may be imposed for violating these rules/laws/regulations -The “real” impact and significance of their activities on U.S. commerce –