-Land use in the United States -Property tax and the real estate market -Government mortgage programs (Fannie Mae; Freddie Mac; FHA; VA) -Real estate agent/brokers -Home mortgage lending -Taxes and real estate The paper must address each of the following considerations and their impact on your chosen topic: Describe the importance of ethics in real estate. Discuss legal aspects in real estate including property rights. Explain the financial aspects of real estate. Evaluate real estate market dynamics. Discuss the real estate valuation process.